BACK TO CASH ONLY! My New Lil' Budget Book!

For quite a while now I have been using my debit card instead of actual CASH. 

I know right?! I did WHAT?!!!

We(my husband and I) got to a place where our budget wasn't as tight and we liked the idea of earning perks for everything we spent.. BUT then it hits us.....

"We don't really WANT to earn perks as fast as we are! Just means we are spending too much $$" 

Even though it is still "technically" cash when using a debit card, I find myself feeling ok with spending a couple extra bucks here and there when swiping plastic. It's not as hard to part with when I don't see it. As for my husband, I think he's the same way but he doesn't do most of the shopping so I realize a majority of the problem is with me! 

"When you use CASH, you spend 12-18% LESS than when you spend on PLASTIC!" 

- Dave Ramsey 

As I stated before, Pregnancy and Finances don't mix too well- at least for me! SOOO I made me a new MLBB to get back into the swing of things and I'm using CASH BABY! 

I personally LOVE My new Lil' Budget Book!! Isn't it adorable?!!

(It even makes me want to start making them again!)

So to all of you who might be back at this stage again, know you aren't the only one! 

Let's get back on track and start saving more and spending less. :) 

Here is a sneak peak of my new Craft Closet too...

I still have lots to do with it but it's for sure feeling like my favorite space in the house already!

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Be sure to enter the Mother's Day $200 Shopping Spree Giveaway

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Basic Budgeting by Randi Lynn Millward

So remember that book I told you about that I was so graciously asked to endorse? If not, it is up to the right side of my blog:)

Anyhow, Randi sent a personally signed copy to me. She is such a sweetheart. I just thought I'd share a bit about her as well. I have only known her for a short time but I have had nothing but great interactions with her. 

Randi Lynn Millward resides in Marienville, Pennsylvania, with her husband, Travis, their two daughters, Aurora Joy and Mercy Kahlynn, and their son, Linkin Ryan. Randi is currently a full-time

mom and a part-time author. The author of 4 books, her writing has also appeared in the Business Builders section of the Christian Work At Home Moms (CWAHM) newsletter on more than a dozen occasions. She also writes a column for Singlemom.com Here is her most recent post.

Her books inlcude:

'100 Income Streams for Full-time Moms: Because Your Children are Your Full-time Job '

'Beyond the Traditional Lemonade Stand: Creative Business Stand Plans for Children of All Ages'

'50 Eggcellent Egg-free Breakfast Recipes: Because People with Egg Allergies Deserve a Good Breakfast, too!'

and ofcourse

'Basic Budgeting'

You can click on the picture of the book off to the right if you wish to buy it. You can also check out more about Randi Lynn Millward here and her books on Amazon.com

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The Simple Way for Anyone and Everyone to be in Control of Their Finances

http://www.amazon.com/Basic-Budgeting-Everyone-Control-Finances/dp/0982733402/ref=sr_1_1?s=books&ie=UTF8&qid=1283969035&sr=1-1Pay attention, a new book has just been released. For those of you who might be on the more concise and simple side of budgeting... like me, this book is a great easy read. The title is: "Budgeting Basics" Authored by Randi Millward

Randi contacted me and asked if I could read through parts of her book and give a couple of blurbs. Of course, if you know me, a couple of blurbs when it comes to budgeting is well, impossible. I have a lot to say about budgeting. Anyhow, I tried to limit it a bit, after all it is Randi's book:) I just told her to use the blurbs she would like to use most.

This is also my first time getting to review a book and get quoted in it, feeling pretty special I guess you could say. You can purchase this book at this link for only $6.99 and be headed in the right direction for your financial goals.

Choosing to read this book is taking the first step toward being in control of your finances. After all, that is the goal of budgeting. Whether you want to get out of debt, live within your means, or just know where your money is going, a budget is a great first step! Simple. Basic. Easy to read. Easy to understand. Quit worrying about money.

Learn how to use a budget to make sure you're always able to pay your bills. Be in control of your finances. Start today!

What others are saying about Basic Budgeting:

"Randi Lynn Millward has a wonderfully concise, easy to understand way to provide practical advice on how to control personal finances." - SingleMom.com

"The painless methods set forth makes a person not only feel better about the process, but actually helps a person to look past the 'budget' to the results of being in control. This is a must-read book for any person struggling with their finances because since it is so straightforward, 'anyone' can do it." - Bob Marette, Author of "From A Millstone To A Milestone: Get Out of Debt in 5-7 Years, Including Mortgage by Applying God's Principles"

"...no matter what stage of life you are in: rich, poor, middle class, single or married, a budget will help you have a financial plan." - Julie Thompson(ME) www.mylilbudgetbook.etsy.com

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